This fatwa acknowledges that the murabahah agreements facilitated by shari'a financial institutes are generally repaid in instalments within a term agreed upon by the shari'a financial institute and customer. In the event that a customer repays their arrears within the agreed upon term or sooner, customers often request that their shari'a financial institute provide them with a discount on the total amount owing. The fatwa permits the provision of such a discount, acknowledging that it is permissible in Islam. How much of a discount the shari'a financial institute grants, however, is at the institute's discretion.